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Rent To Own Laptops - Macbook Financing


Looking for a great deal on the latest laptop? Check out our wide selection of rent-to-own laptops! You can get the best deals on the newest models of computers, and you don't have to worry about credit checks or long-term contracts. Just choose the laptop model you want, apply for a lease agreement, and if you're approved you'll make small monthly payments until you're ready to own it. Rent-to-own is an easy and affordable way to get the latest laptops, and we also carry top brands like Apple, Dell, Lenovo, and many more! Looking for a powerful new gaming laptop? You're in luck! We have a great selection of top of the line gaming laptops available for you to shop from, plus free delivery!

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Laptop Financing With Monthly Payments

With the rent-to-own financing and lease-to-own options found at RTBShopper, you can get a laptop payment plan with no hidden fees and a low initial payment.

You can spread your purchase amount out across monthly installments and make your monthly payment amount until the laptop is yours, or you may be able to use the early purchase option (also known as the cash price) to own it and stop making payments sooner.

Bad Credit?

No Credit?

No Problem!

You could be approved for up to $5,000 toward your purchase in only a couple of minutes! The best part is that once you finish making your required flexible payments and pay the cash price (also known as total cost or early purchase option) then you own your item.

We offer fast and easy leasing options with no credit score minimum needed. We offer flexible MacBook financing options to make it easy for you to get what you need without all the added stress. The application process is quick and easy with no risk or obligation. Just create a new account and apply and you can get free delivery after your purchase date!

Rent-to-own Laptops vs. Buying Laptops

When you rent to own a laptop, you get the flexibility to make low payments while also having the option to return or exchange your laptop if you no longer need it. This can be a great option for students or busy professionals who need a laptop but can't afford the upfront cost of paying for something expensive like the Apple MacBook Pro or a gaming laptop.

To make a purchase with lease-to-own options or financing options at RTBShopper, you can simply start shopping and add the laptop plan you are interested in to your shopping cart. Once you are ready to purchase, create a free account and then select one of our financing or rent-to-own partners as your payment option.

You will need to complete a credit approval application or lease application, but it only takes a few minutes to find out if you are approved, and if you are approved - what your lease or credit limit is. The lenders we work with will only perform a soft credit check - so applying won't show up with the credit bureaus or on your credit report, and there are never any surprises!

Even if you have bad credit, you may be able to qualify for one of our payment options. We know firsthand that people's financial situations can change at any time, and we are here to help you get the laptop you need with a laptop finance plan that works for you. Apply online or give us a call - our team will be happy to help you find the best option for your budget! Whether you're in the market for gaming laptops, school laptops, or work laptops - RTBShopper has what you need at an amazing lease to own price!

Buy Now Pay Later Laptops

Rent-to-own laptops, and laptop financing, are a lot like getting a personal loan but buying a laptop with the loan... You get to pick up or have your new laptop shipped on the purchase date. You make payments for the laptop monthly just like you would on any payment plan. The only difference is that you don't own your purchase until all of your monthly installments are complete or you pay the early purchase option (when it's available).

Better Than Layaway

Rent-to-own laptops are a great alternative to layaway plans offered by many retailers. With rent-to-own, you get to take your laptop home on the day of your purchase. There's no waiting period and no need to worry about the item selling out before you have a chance to pay it off. Plus, if you decide you don't want the laptop anymore - you can return it to RTBShopper within 14 days of purchase or return it to Progressive Leasing at any time with no hidden fees.

Low Minimum Monthly Payments

Whether you're looking for MacBook Pro financing or a lease-to-own payment option, the process is easy: There are no annual fees, no interest rates (with lease-to-own you are paying rent on your purchase until you own it instead), and you can make low minimum monthly payments. You also have the option to increase your payment amount or pay off your lease purchase early.

Sales Tax Included

Any applicable sales tax will be bundled with your lease or included in your payment terms, so you don't have to worry about an additional bill at the end of the month.

Free Shipping or Home Delivery

When you rent to own from RTBShopper, we provide free shipping or home delivery on anything you buy. Whether it's as large as a new refrigerator or as small as a pair of headphones, we'll make sure it gets to you at no additional cost!

No Credit Needed

One of the great things about lease-to-own financing options is that you don't need credit to qualify. So whether you have bad credit, no credit, or are going through bankruptcy, you can still take advantage of all the great rent-to-own deals on laptop computers and other items at RTBShopper.com!

No Hidden Fees

When you use a payment plan found on RTBShopper, there are never any hidden fees or extra charges - all of your financing terms, minimum interest charge, late payments, and any other details will be shown to you before you commit to a purchase. You'll know exactly how much your rent-to-own agreement costs before you sign on the dotted line!

Same Day Pickup Available

In most cases, you can take your new rent-to-own laptop home the very same day you finance it. No waiting around for weeks or even days for delivery - just head to your nearest participating store and walk out with your new computer! Please note: Same-day pickup is subject to availability and is at participating locations only.

Frequently Asked Questions

If you have other questions about how a lease-to-own payment method works, what your maximum lease credit limit could be, or how to get started with rent-to-own, check out our FAQ section below. Our expert team is also available by phone or email if you need further assistance!

Can you finance a laptop?

Yes, you can finance a laptop with rent-to-own! This is a great option if you don't have the full purchase price available upfront or if you'd like to take advantage of our flexible payment plans.

How does rent to own work?

Rent to own is a type of lease agreement where you make regular payments over the course of 12, 18, or 24 months. At the end of your lease term, you own the item outright!

What is the minimum credit score needed for rent to own?

There is no minimum credit score, so don't worry about whether you have good credit or bad credit - rent to own is available for everyone! Even if you are declined for a lease-credit approval, the good news is there's no hard credit check so it won't affect your credit history or credit score!

What do I need in order to apply?

When you are ready to apply to lease or finance your new Apple MacBook or financing macbook air or other rent to own laptop not from the Apple store, all you need to apply is provide a little personal information (like your name, address, and income information). You also must have the following to apply for laptop financing:

  • You must be 18 years or older to apply.

  • Government-issued ID such as a driver’s license, state ID, or passport.

  • Social security number or ITIN.

  • Valid bank account, credit card, or debit card. You may have to pay a $50 down payment upfront then you can set up the payment plan for the purchase amount to fit your needs with a credit or debit card.

Do laptops have payment plans?

Yes, rent-to-own companies like RTBShopper offer laptops with payment plans! You can choose from 12, 18, or 24-month terms depending on which lender is available to you, or purchase using Klarna to spread your purchase amount over 4 monthly payments with no interest.

Is it better to finance a laptop than buy one?

It depends on your financial situation and needs. If you need a laptop right away and can't afford to pay the full purchase price upfront, financing may be the better option for you. However, if you can afford to pay the full purchase price upfront, buying outright may be cheaper in the long run since you won't have to pay any interest charges.

How does leasing a laptop work?

Leasing a laptop is similar to financing, but you make smaller monthly payments over a shorter period of time (usually 12-36 months). At the end of your lease term, you can opt to purchase the laptop for its remaining value or return it to the leasing company.

What is rent to own?

Rent to own is an agreement where you make regular weekly or monthly payments towards the purchase of a laptop. Once you've made all of your payments, the laptop is yours to keep. This option may be available from some electronics stores or rent-to-own companies.

How does Klarna work?

Klarna is a payment service that lets you spread your purchase amount over four equal installments with no interest charges. To use Klarna, you must provide your credit or debit card information when you checkout. Your first installment is due at the time of purchase, and subsequent installments are automatically charged to your card every two weeks.

What are the benefits of lease to own?

Rent-to-own can be a great way to get the laptop you want with no upfront cost. It can also help build your credit score if you make all of your payments on time. And, if you decide you don't want the laptop, you can return it to Progressive Leasing without penalty and only need to pay off the rest of your leasing cost only.

What is a personal laptop?

A personal laptop is a computer that is primarily used by one person and is usually smaller and more portable than a desktop computer.

Is it possible to Finance a MacBook or Macbook Pro?

Yes, you can finance a MacBook through many rent-to-own companies like RTBShopper. You can also find laptop financing for Macbook and Macbook Pro through the Apple Store or Apple Card, then pay monthly installments that way. The Apple Card is issued by Goldman Sachs Bank USA.

Can you pay monthly for a MacBook without Apple Card?

Yes, you can pay monthly payments for a MacBook, Macbook Pro, or Macbook Air without an Apple Card right here at RTBShopper.com! We also have a variety of other Apple products like the Apple Watch and iPad as well.

Get a Laptop Payment Plan Today!

If you are ready to shop for a rent to own laptop today, simply browse our site and start shopping today! Use your new laptop for gaming, video editing, homework, and other powerful computing tasks.

1This price estimate is only an estimate, and is subject to applicable sales tax, approval & qualification. Same day pickup only valid for specific items at participating locations. Actual terms and total cost will be in your lease agreement or financing agreement.

Multiple financing offers may be available at checkout. Applications for financing are subject to eligibility, credit approval, state residency restrictions, and other qualifications. As low as prices do not reflect those financing offers.

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

All of the personal information you provide when signing up or logging in to RTBShopper will be kept safe using SSL (secure socket layer) encryption software which ensures all data transmission between our servers and you is safe and secure.