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Rent to Own Mattresses | Mattress Payment Plan


Don't lose sleep on your worn out mattress for one more night! A mattress payment plan is a great way for people who have bad credit to still get an excellent night's sleep. We offer rent to own agreements that give you the opportunity to pay for your perfect mattress over time with monthly payments, and eventually buy it outright. Plus our products arrive at your home in pristine condition with free nationwide delivery!

Availability: In Stock
$18.00/week1
Retail price: $379.99
Availability: In Stock
$23.00/week1
Retail price: $489.99
Availability: In Stock
$21.00/week1
Retail price: $459.99
Availability: In Stock
$60.00/week1
Retail price: $1,309.99

Mattress Financing with No Credit Check

No credit needed - mattress low APR financing is simple and easy when you shop with RTBShopper.com! We offer lease-to-own mattresses with payment options to fit your budget, even if your credit is less than ideal. The best part is, we include free shipping on all orders over $50! Say goodbye to your old uncomfortable mattress. Say hello to your brand new Sealy, Serta or any other mattress brand with the mattress firmness you prefer! Get a good night's sleep with memory foam mattresses or pillow top mattresses.The process is easy! Simply place your order for a new mattress on our website and enroll in a flexible payment plan that works for you. You'll wonder how you made previous purchases without our alternative financing and flexible payments. Get complete details below.

Whether you just moved and need a mattress or you’re simply replacing an old mattress – we have some of the best mattresses you can lease-finance to keep payments low for you. Get a twin, queen, or king size mattress and get exactly what you want from RTBShopper.We know a good is an essential item for you. Sleep is so important! Financing with flexible monthly payments is the easiest way to get a mattress with just a small initial down payment and no credit check.

Check your estimated payment amount with our lending partners' payment calculator.
You can apply for rent-to-own furniture on our website, select from our flexible payment options, and select one that fits your pay schedule, and enjoy the comfort of a new bed!

Poor Credit?

No Credit?

Don’t stress! We offer pay later financing with only a soft credit check that won't affect your credit store with credit bureaus!

Get less than ideal credit financing plans and get better sleep today! You can choose between flexible payment plans to fit your budget. The application process is fast with no risk, and you could get your mattress for less than other retailer's cash price! Get complete details below.

How Mattress Financing Payment Plans Work

  1. Select the right mattress for you. Make sure you choose the best mattress for your sleeping preference. Soft beds, firm mattresses, springy beds, memory foam; everyone has their own opinion on the best beds.
  2. Once your cart is ready, press “continue to checkout” and you will be directed to submit our risk-free application for a rental purchase agreement.
  3. If you are approved, you will be asked to pay the low $50 processing fee and select the payment method that works for you. Select from monthly payments, biweekly payments, or weekly payments.
  4. That’s all you need to do! You will receive your products quickly — often on the same day if you go pick it up at a local Best Buy near you! Participating locations and local inventory may vary, limited quantities may be available at some locations.
  5. Once your mattress is shipped out, we will notify you via email.

What You Need to Apply for Our Mattress Financing Program

When you are ready to apply to finance your mattress with a monthly payment plan, all you need to apply is the following:

  • Your social security number or ITIN.
  • A valid credit or debit card. You will have to pay $50 upfront then you can set up the payment plan to fit your schedule.
  • Government issued ID such as a driver’s license, state ID or passport.
  • You must be 18 years or older to apply.

What are the Benefits of Rent to Own Mattresses?

If you need a new bed but don’t have the cash saved up to pay for it out of pocket, you can get rent-to-own mattress options to make things a bit easier for you and your wallet. What kind of credit needed? We work with people in all credit situations. You could get an instant credit approval from our lending partners today in minutes, with no hidden processing fee, even if your credit score is less than ideal.

Our bad credit mattress financing plans give you the ability to get approved for up to $5,000 in shopping credit to be used for rent-to-own furniture, electronics and home appliances!
Make easy monthly payments with us. You can get a for lease to own mattress today, RTBShopper makes shopping online easy with a flexible financing program! Check out our wide selection of mattress protectors and toppers as well. Lease purchase agreement provided by leasing partners, acquiring ownership is easy! You could get your mattress for less than the retailer's cash price!

Get a lease to own mattress today!

If you are ready to get your mattress monthly payment plan today, simply browse our site and start shopping now! We make it easy to find your perfect bed, and we offer a wide range of choice so that even people with less credit can get top notch furniture without worry about cash flow or whether they can afford an expensive purchase right away! A lease to own financing program will change how you make major purchases.
Worried about your credit score or credit history?
Get a rent to own mattress no credit check required! Our lease to own program with low leasing costs, flexible monthly payment options, and a low initial down payment is perfect for you! Make your mattress purchase with us and get flexible monthly payments AND a good nights rest.

1 This price estimate is only an estimate, and is subject to applicable sales tax, approval & qualification. Transaction advertised is a rental purchase agreement, Ownership of merchandise not acquired until all required payments are made or early purchase option (or "cash price") is exercised. Same day pickup only at participating locations. Actual terms and total cost will be in the lease agreement.

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