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Buy Now Pay Later Cell Phones


People with bad credit or no credit can now have a cell phone and all the freedom that comes with it! Rent to own prepaid cell phones for people with bad credit or no credit. Let them pick from any of our high-quality models, like our buy now pay later iPhone, without having to worry about signing those expensive contracts. Our buy now pay later iPhones, Galaxies, Pixels, and more are perfect for customers who want a good deal before stepping up to costly service agreements.

Availability: In Stock
as low as $62.59/month1
Retail price: $1,169.99
Availability: In Stock
as low as $62.59/month1
Retail price: $1,169.99
Availability: In Stock
as low as $48.68/month1
Retail price: $909.99
59% OFF
Availability: In Stock
as low as $3.21/month1 $7.49/month
Retail price: $59.99
30% OFF
Availability: In Stock
as low as $5.35/month1 $7.49/month
Retail price: $99.99
25% OFF
Availability: In Stock
as low as $5.88/month1 $7.49/month
Retail price: $109.99
25% OFF
Availability: In Stock
as low as $5.88/month1 $7.49/month
Retail price: $109.99
25% OFF
Availability: In Stock
as low as $8.02/month1 $10.70/month
Retail price: $149.99
25% OFF
Availability: In Stock
as low as $51.89/month1 $68.48/month
Retail price: $969.99
59% OFF
Availability: In Stock
as low as $4.28/month1 $9.63/month
Retail price: $79.99
15% OFF
Availability: In Stock
as low as $14.98/month1 $17.65/month
Retail price: $279.99
15% OFF
Availability: In Stock
as low as $14.98/month1 $17.65/month
Retail price: $279.99
Availability: In Stock
as low as $7.49/month1
Retail price: $139.99
Availability: In Stock
as low as $8.56/month1
Retail price: $159.99
Availability: In Stock
as low as $12.84/month1
Retail price: $239.99
Availability: In Stock
as low as $8.56/month1
Retail price: $159.99
Availability: In Stock
as low as $8.02/month1
Retail price: $149.99
Availability: In Stock
as low as $14.44/month1
Retail price: $269.99
Availability: In Stock
as low as $5.88/month1
Retail price: $109.99
Availability: In Stock
as low as $10.70/month1
Retail price: $199.99
Availability: In Stock
as low as $10.70/month1
Retail price: $199.99
Availability: In Stock
as low as $8.56/month1
Retail price: $159.99
Availability: In Stock
as low as $65.27/month1
Retail price: $1,219.99
Availability: In Stock
as low as $7.49/month1
Retail price: $139.99
Availability: In Stock
as low as $9.63/month1
Retail price: $179.99
Availability: In Stock
as low as $10.70/month1
Retail price: $199.99
Availability: In Stock
as low as $34.77/month1
Retail price: $649.99
Availability: In Stock
as low as $20.86/month1
Retail price: $389.99
Availability: In Stock
as low as $27.82/month1
Retail price: $519.99
Availability: In Stock
as low as $34.77/month1
Retail price: $649.99

Buy Now Pay Later iPhone Prepaid Phones

People with bad credit or no credit can now have a cell phone and all the freedom that comes with it. Rent to own prepaid cell phones for people with bad credit or no credit let them pick from any of our high-quality models, without having to worry about signing those expensive contracts. This is perfect for customers who want a good deal before stepping up to costly service agreements.

Bad Credit?

No Credit?

No Problem!

We understand that life happens and sometimes we get into hard financial situations. We also understand the importance of having a working phone. That is why we make it easier than ever for anyone to get a phone, despite their financial status or credit history.

How it Works

The process of renting a phone to own is easy! All you need to do to get mobiles on finance is shop our inventory of top-quality prepaid phones, choose the one you want, and add it to you cart. After you click ‘continue to check out,’ you will be directed to fill out an online application to determine how much money you are approved for. You could be approved for up to $5,000 in merchandise within minutes!

Once you are approved, select the payment plan that works best for you and that’s it! You pay a onetime $50 application fee and nothing more until your first scheduled payment. We offer flexible payment options, so you know what to expect each month.

Choose from the Top Brands

If you are renting to own a phone, it is important to get something you love that you can rely on. We offer a range of phones from top brands, including: Apple, Motorola, Lively, Nokia, Samsung, Total Wireless, and more!

Guaranteed Phone Finance - No Credit Check!

Just because you have bad or no credit, it doesn’t mean you shouldn’t have a dependable phone! We take the stress out of having to commit to a contract and make it fit within your financial means.

What You Need to Apply

If you are ready to apply, all you need is the following...

  1. You must be over 18 to apply.
  2. Social security number or ITIN.
  3. Driver’s license, state ID or passport.
  4. Valid debit or credit card.

Want Your Rent to Own Phone Now?

If you need a phone today, no problem! We can ship your phone to you for free and you will likely get it the same day. Otherwise, you can pick it up from a local Best Buy store that has your selected phone in stock! Either way, you should have your new prepaid rent to own phone in no time! We will email you to confirm when your phone is ready to be picked up or has shipped.

For more information about how our rent to own phones or buy now pay later options work, contact us today!

Why Choose Us?

  • Eliminate the costly contracts.
  • Make flexible payments based on YOUR pay dates.
  • No money down.
  • Get approved without credit checks.
  • Fast, easy application process.
  • Get your phone today!

1This price estimate is only an estimate, and is subject to applicable sales tax, approval & qualification. Same day pickup only valid for specific items at participating locations. Actual terms and total cost will be in your lease agreement or financing agreement.

Multiple financing offers may be available at checkout. Applications for financing are subject to eligibility, credit approval, state residency restrictions, and other qualifications. As low as prices do not reflect those financing offers.

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

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